i can't really afford it and i saw they have plans where you can pay 50 bucks a month.now can anyone explain this to me. if its easy to do or do i have to sign up for something to get that plan

i can't really afford it and i saw they have plans where you can pay 50 bucks a month.now can anyone explain this to me. if its easy to do or do i have to sign up for something to get that plan

1) You should not buy things you can't afford
2) The payment plan option is a HUGE ripoff. You end up paying like 4 times as much as the computer is worth just doing minimum payments.
3) You actually have to have good credit to qualify for the payment plan, which from the sound of it you do not.
4) Macs are overpriced, so since money is a concern, I'd recommend you seriously consider a Windows-based PC instead. If you absolutely must have a Mac Pro instead of a PC, then I suggest you keep putting money away in a savings account until you can actually afford to buy the entire thing at once.

It's basically like having a credit card: they "loan" you the money and you have to pay them back on a monthly payment, WITH INTEREST and the computer will end up costing you more than if you buy it outright. They will also check your credit, so if you don't have a decent credit score you're out of luck.